“Is there an app that just tells you: yes, you can buy this — or wait two weeks?”
Balance in. Bills due. Money coming. SpendLight hoists one flag for the week ahead — green, amber, or red — so you stop guessing and start knowing.
SpendLight — Harbourmaster’s Cash Signal
Still reading the tide
Fill in the clipboard above and hoist the flag — the verdict lands here, with the exact dollar cushion behind it.
“Your bank balance is basically fiction.”
— a small-business owner, on the thread that started SpendLight
QuickBooks and Xero are built for month-end close, not a morning gut-check. A spreadsheet works for a week, then goes stale the first time a due date moves. The number on your banking app is real, but it doesn’t know rent lands Friday or that the invoice you’re counting on hasn’t cleared yet — which is exactly why a balance alone keeps lying to you. SpendLight only ever answers one question: can I safely spend this, right now, once everything already committed is accounted for.
We recompute your flag every morning from the numbers you saved — bills roll off as their dates pass. Update them in 30 seconds whenever life changes. No bank connection, ever.
We only email your daily flag. No list sales, ever.
Free while we build. At launch: 14 days free, then $14/mo. No card, no sales call.
$14/mo. Nothing to connect, nothing we can see.